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Should I Retire by the Beach?

For many Australians, the idea of retiring by the beach is the ultimate dream — sun on your back, sand between your toes, and the sound of the ocean just steps from your door. But is beachside retirement the right choice for everyone?

If you’re considering a sea change, here are some key factors to help you decide whether retiring by the beach is the right move for you.

The Perks of Coastal Retirement

1. A Relaxed, Laid-Back Lifestyle
Coastal communities are known for their slower pace and relaxed way of life — perfect for leaving behind the hustle and bustle of the working world. Whether you're walking along the shoreline or enjoying a coffee with a view, beach living invites you to savour the moment.

2. Health and Wellbeing Benefits
Studies show that living near the coast can have positive effects on mental and physical health. Clean air, access to walking paths and outdoor activities, and a sense of peace all contribute to a healthier, more active lifestyle.

3. Strong Sense of Community
Many beachside towns are tight-knit and welcoming, with retirement villages offering social events, clubs, and wellness programs. It's easy to make friends and feel part of something bigger — even if you're new to the area.

4. Stunning Natural Surroundings
From sunrise strolls to dolphin sightings, life by the beach brings daily access to nature’s beauty. For those who find joy in coastal views, gardening in sea breezes, or fishing off the jetty, the lifestyle is hard to beat.

Things to Consider

1. Cost of Living
Some beachside areas — especially in high-demand locations — can come with a higher price tag. However, there are plenty of affordable retirement villages in regional and up-and-coming coastal areas.

2. Access to Healthcare and Services
While many coastal towns are well equipped, it's important to check that your chosen retirement destination has access to quality healthcare, public transport, and everyday amenities.

3. Seasonal Crowds and Weather
Beach towns can attract tourists in peak seasons, which may impact traffic and noise. Some areas are also more prone to storms or humidity, so climate preferences should factor into your decision.

Is Retiring by the Beach Right for You?

If you value outdoor living, connection with nature, and a slower pace of life, beachside retirement could be an excellent fit. It’s about finding the right balance between your budget, health needs, and lifestyle goals.

Not sure where to start? RetirementLivingOnline.com.au makes it easy to explore retirement villages near the coast — from vibrant beach hubs to quiet seaside escapes.


Discover your sea change today

Browse coastal retirement options and start planning the next chapter of your life by the water. Click on your state below to begin your search: 

Article posted:May 6, 2025
Category: Life by the beach